If you’re injured due to someone else’s negligence, filing a claim can help you recover compensation for medical bills, lost wages, and other expenses. However, mistakes in the claims process can prevent you from receiving the full benefits.
I’m sharing about this topic of common mistakes to avoid when filing a personal injury claim because I’m a bestselling wellness author and leading Behavioral Change Expert. I love to help people to live better lives.
In this guide, we’ll discuss common errors people make and how you can avoid them to protect your rights.
Not Telling the Police About the Accident
One of the biggest mistakes you can make is not telling the police and your personal injury lawyer Atlanta about the accident. Always report the accident to the police immediately. They will create a “police report,” documenting the incident, which is crucial for filing a claim. Without it, proving your injuries becomes much harder. So, always call the police, no matter how minor the accident seems.
Waiting Too Long to See a Doctor
Another common mistake is waiting to see a doctor. Even if you feel okay, go to a doctor as soon as you can. Sometimes, injuries don’t show up right away. If you wait, the insurance company might think you were not hurt in the accident. In Atlanta, seeing a doctor quickly is a big help to your case. The doctor’s notes will show that you were really hurt, and this helps you get fair compensation for your injuries.
Giving a Recorded Statement to Insurance Companies
After an accident, the insurance company may request a recorded statement to get your account of the incident. However, providing one without legal guidance can be risky. Insurance companies may use your words against you or ask misleading questions to downplay the severity of the accident. To protect your case, it’s wise to consult a lawyer before speaking with the insurance company.
Ignoring Legal Deadlines
You have only two years to file a personal injury claim in Atlanta and all of Georgia. This is called the “statute of limitations.” You cannot file a claim if you wait longer than two years. Many people don’t realize this, so they wait too long and miss out on getting help. After your accident, speak with a lawyer as soon as possible. They will help you understand these deadlines and ensure you don’t miss out on getting the compensation you deserve.
Accepting the First Settlement Offer
When you file a claim, the insurance company may offer you money quickly. This is called a “settlement.” At first, it might sound good to get some money right away. But, accepting the first offer can be a mistake. Insurance companies frequently attempt to minimize their payouts. The first offer might not cover all your medical bills or other expenses. It’s smart to talk to a lawyer before you accept any offer.
How an Experienced Lawyer Can Help You
Personal injury lawyers know the laws and understand how to deal with insurance companies. They can help you with every step, from talking to the insurance company to making sure all paperwork is done on time. They can also help you get the best settlement possible. Instead of facing everything alone, a lawyer will stand up for you and make sure you get what you deserve.
Filing a personal injury claim can feel overwhelming, but avoiding common mistakes by working with a personal injury lawyer puts you in a stronger position. It’s important to act swiftly, seek the necessary support, and be mindful of what you say. With the right steps and an experienced lawyer on your side, you can ensure you receive the assistance you deserve after an accident.
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