5 Mistaken Beliefs About Car Accident Compensation Claims

5 Mistaken Beliefs That Prevail Around Car Accident Compensation Claims

If you’ve been in a car accident and are wondering about compensation claims, please be aware of the following 5 mistaken beliefs.

A car accident can occur in a few different ways.

It can happen when a vehicle collides with:

  • another vehicle
  • a person
  • or piece of property

The collision can be caused for a range of reasons:

  • irresponsible driving
  • a lack of vigilance
  • driving while intoxicated,
  • bad road conditions

No matter the cause, the repercussions are the same.

Police will usually arrive on the scene and submit a report to identify:

Car accidents can result in a variety of injuries, including:

  • bruising
  • broken bones
  • soft tissue injuries
  • whiplashes

In more serious situations, a car accident can cause permanent trauma, prompting the victim to seek medical care – sometimes for the rest of their life! 

Most people are aware that they can submit a claim for compensation if they’ve been in a car accident. Even so, many misunderstandings about car accidents linger, preventing many victims from getting the assistance they need and claiming what’s rightly theirs.

As you might know, I am a recovered stress sufferer. I truly know what it’s like to try to manage uncomfortable emotions during challenging times.

I wrote a bestselling meditation guide called Instant Calm and founded the groundbreaking video course called The Anxiety Cure.

I love sharing insights and strategies to help people stay calm, relaxed, healthy, happy – especially in tough times.

With this in mind I put together this quick guide to offer some helpful insights about what people should do if they’re caught up in the stress of car accident and wanting to file an injury claim.

5 Mistaken Beliefs About Car Accident Compensation Claims

Below are some of the most common misunderstandings and driving mistakes related to car accident claims.

1. You can leave the scene of a car crash if it’s minor

Some people think that if the accident was not serious, leaving the scene is not an issue. However, this is incorrect.

If you leave the accident without reporting it to the authorities, you might face significant repercussions.

Plus, if you are the driver and the collision has resulted in a person being wounded or property being damaged, then you must immediately stop and get in contact with anybody involved. If you can’t figure out who owns the property you’ve damaged, you’ll have to call the cops and report the situation.

If you’re the victim in a vehicle accident, there are even more reasons why you shouldn’t leave the scene. Plus you be sure to make a note of the make, model, and license plate number of the vehicle. And you should get the names of anybody else who was involved in the collision. You will need this information later if you are a victim of a car accident who is eligible to compensation.

2. I don’t need a lawyer. I should let my insurer handle it.

Many individuals believe that if they pay their vehicle insurance premiums on time, the insurance provider would immediately become their greatest friend in the event of an accident. Unfortunately, this couldn’t be further from the truth, particularly if you’ve been hurt.

Car insurance companies often only deal with car and property damage claims. They may even refuse to pursue a claim if it would require too many resources to resolve. This might result in you having to pay for expensive auto repairs as well as medical expenses.

If you’ve been in a vehicle accident and want to file a claim for compensation, you should contact a respected personal injury lawyer. Look for an attorney who has handled automobile accidents before and understands what to do to help you receive the compensation you have been entitled to.

3. I don’t have any visible injuries, so I shouldn’t go to the hospital.

After a vehicle collision, just because you don’t have any obvious injuries doesn’t mean you shouldn’t seek medical help right away.

Car accidents can cause spinal cord damage, abdominal injuries, and other health issues that take time to develop and can be very dangerous if you don’t seek immediate medical attention. In fact, without the right medical examination, brain and bone abnormalities can be difficult to detect. As a result, the severity of these injuries can get worst over time.

After the collision, you should see a doctor straight away and get a complete medical examination. It’s better to be safe than to worry about some minor discomfort turning into something more serious. Furthermore, if your injuries are not properly diagnosed, you will be unable to seek compensation, even if the ailments continue to impact you in the future.

4. If I file for compensation, I will certainly receive it.

Unfortunately the above is common misunderstanding around car accident claims. Even if you were not at fault for the accident, making a claim does not guarantee that you will get compensation.

The facts surrounding the accident, particularly the sort of injuries you have sustained, will play a large role in determining if and how much compensation you will get. Thankfully, there are digital tools to help you calculate how much compensation you are entitled to receive, so you can get an idea of what to expect. 

You can also hire a qualified personal injury lawyer who knows how to best get compensation. They will walk you through each stage and counsel you on how to proceed. You should pursue legal advice as soon as possible since personal injury claims may only be submitted within the first three years after the accident. Unfortunately the longer you wait, the less likely you are to receive compensation.

5. Personal injury lawyers are expensive and make no difference.

I saved this largest misunderstanding on this list to be the last one to go through. You should know that retaining a personal injury lawyer doesn’t need to costly and inconvenient. In fact, if your case is strong enough, you may wind up paying the attorney $0. 

The majority of personal injury lawyers operate on a contingency fee basis. Meaning? You won’t have to pay anything until they win your case. When this happens, legal costs will be calculated as a percentage of the claim and subtracted from the money you get. So in the end you won’t have to pay anything up advance. As a result, it’s worth it not to represent yourself in a car accident claim.

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